'SHOULD I BE WARY?' WE RETIRED IN 2022 AND GAVE $500,000 TO A BROKER GETTING 1.5%. THE STOCK MARKET HAS GONE UP, BUT WE'VE NOW ONLY GOT $490,000

If your advisor isn’t giving you the returns you need, consider choosing a new one. Make sure to opt for someone with CFP® certification. This certification entails taking rigorous educational courses, passing an exam and completing thousands of hours of relevant work experience, as well as adhering to a fiduciary standard.

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